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Mortgage Rates

 Rates Effective as of February 7, 2014

15 Year Fixed Rate  
Loan Amount Interest Rate APR* Payment per $1,000 borrowed
$190,000 - $417,000 3.125% 3.151% $6.97
$125,000 - $189,999 3.250% 3.282% $7.03
$100,000 - $124,999 3.250% 3.283% $7.03
 

30 Year Fixed Rate

Loan Amount

Interest Rate APR*

Payment per $1,000 borrowed

$190,000 - $417,000

4.125%

4.148% $4.85
$125,000 - $189,999 4.125% 4.152% $4.85
$100,000 - $124,999 4.125% 4.153% $4.85
 

In House Loans

Product Rate APR*

Payment per $1,000 borrowed

10/1 Yr ARM 3.875% 3.905% $4.76
7/1 Yr ARM 3.495% 3.259% $4.49
5/1 Yr ARM 2.950% 3.095% $4.19
3/1 Yr ARM 2.950% 3.095% $4.19

Rates are for Purchase transaction only.  *APR - Annual Percentage Rate
Rates are based on sufficient down payment and 740 credit score with a 40 day rate lock.
Additional rates and programs available

  • Monthly payments do not include amounts for taxes and insurance (if applicable), so actual payments will be greater.
  • Rates assume ower occupied dwelling.
  • Rates are subject to qualifying credit and may change without notice.
  • Rates are based on 80% loan to value (LTV).
  • FSB is not responsible for typographical errors or omissions.
  • APR* is based on $100,000.00 loan amount for in-house loans.
  • APR* may be increased upon maturity for initial rate lock period for in-house loans.

Call 319-688-9005 or Click Here for additional information!

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Rates are updated as rates change. Rates are subject to change without notice. Please call for information and to confirm most recent rates.

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